It seems like every time you turn around there is something in the news about a victim of identity theft. The long term ramifications are awful. I read the other day about how over a hundred counterfeit websites were shut down. Yay (!) that they were caught, but imagine all the people that gave their credit card info to those crooks before the sites were shut down. With so many people shopping online nowadays and so much potential for cruddy, rotten, awful people (I could go on, but you get my drift) to steal your account numbers, keeping your payment info secure is an absolute priority.
A couple of interesting facts about Identity Theft.
1. According to a study released by Javelin Strategy & Research, identity fraud increased by 13 percent in 2011. More than 11.6 million adults became a victim of identity fraud in the United States.
2. The same survey found that despite all the warnings that social networks are a great resource for fraudsters, crooks and bad guys, consumers are still sharing a lot of personal information, namely the info that is commonly used to authenticate a consumer’s identity. 68 percent of people with public social media profiles shared their birthday information (with 45 percent sharing month, date and year)-Oops. Guilty. 63 percent shared their high school name; 18 percent shared their phone number; and 12 percent shared their pet’s name (Oops, again!) and these all are prime examples of personal information a company would use to verify your identity via security questions for example, or common passwords.
3. One possible reason for the fraud increase was the 67 percent increase in the number of Americans affected by data breaches compared to 2010. Javelin Strategy & Research found victims of data breaches are 9.5 times more likely to be a victim of identity fraud, compared to those that weren’t compromised.
**On a side note- I almost forgot to white out my info on one of screenshots,below!! I’m telling you all about how to keep yourself safe online and I almost posted my personal info right here. Terribly glad my son noticed. I have Sometimer’s you know. Sometimes I’m sharp…sometimes I’m scattered.
I had a few more little items left to purchase to finish up my Christmas shopping (I’m done now, btw *takes bow* thank you) and I used V.me by Visa to keep my information safe. If you haven’t heard of V.me, here is a quick introduction.
Basically V.me by Visa is an easy, safe payment system that hides your important account information behind multiple layers of security. When you are ready to check out, you just enter your email and V.me password and that’s it. Signup was quick and my first purchase at Buy.com (Opi nail polish for $1.99 (!) among other little stocking stuffers )using their service was a snap.
Four Reasons You’ll Love V.me:
1. Speed through checkout by entering your email address and password.
2. Pay securely with any Visa, MasterCard, American Express, or Discover card.
3. They store your payment information with multiple layers of security.
4. Enjoy the same rewards you get with your credit or debit cards.
1. No hassle.
2. Fast signup.
3. Onsite tools like budget and tracking.
4. Offers and savings emails relevant to my activity.
See how easy check out is?
After signing in, I am directed to a confirmation page and I’m done!!
I feel really good using V.me. I like knowing I don’t need to be afraid to enter my account info and I really like how streamlined the process of online shopping is… and you guys all know how much I love to shop online. No crowds, I can easily compare prices and deals, I save gas money, and I can wear my fuzzy slippers and comfy pj pants and even lay in bed if I want.
Well, I guess I could wear slippers and jammies and go out and shop, but I’d hate to see myself on People of Walmart…
Furthermore, with both kids and hub also using the internet to buy stuff they want or need, this makes it easier for me to track purchases and spending, too. Geez, I sound self- centered huh? I’m all “easier for me,” “safer for me,” “it’s all about me, me, me.” But it is called V.me, after all!
Do you do a lot of shopping online? Do you feel nervous about using your credit cards? If you answered yes, you can go sign up for V.me by Visa here, for free, and give it a try!
This post is brought to you by V.me by Visa. Online payment. Simple and secure.